Strong Communities

Community organizations seek a sharp focus on rigor, equity and responsible lending and banking practices in CRA reform

This is the third in a series of articles reviewing public comments submitted in response to the Federal Reserve’s Advance Notice of Proposed Rulemaking to revise Community Reinvestment Act rules. See the first here and the second here. Two previous …

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Ncrc opposes the deposit insurance application of Payservices, Inc. for failing to include a CRA plan

April 8th, 2021 John HenrieRegional DirectorFederal Deposit Insurance Corporation10 10th Street, NESuite 800Atlanta, GA 30309-3849 RE: Application for Deposit Insurance (New Bank) from PayServices, Inc. Dear Mr. Henrie: Please kindly accept our comment on the application from PayServices, Inc. (Delray …

Ncrc opposes the deposit insurance application of Payservices, Inc. for failing to include a CRA plan More >

Joint letter on the product and program limits imposed on Fannie Mae and Freddie Mac

(Download) April 6, 2021 The Honorable Janet YellenSecretaryDepartment of the Treasury1500 Pennsylvania Ave, NWWashington, DC 20220 The Honorable Mark A. CalabriaDirectorFederal Housing Finance Agency400 7th St, SWWashington, DC 20024 Dear Secretary Yellen and Director Calabria, We are writing to express …

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Joint industry-advocates letter on delaying compliance with the general loan definition under the CFPB’s Qualified Mortgage rule

(Download) April 5, 2020 Mr. Dave UejioActing DirectorConsumer Financial Protection Bureau1700 G Street NWWashington, DC 20552 RE:        Docket No. CFPB-2021-0003; RIN 3170-AA98; Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition; Delay of Mandatory …

Joint industry-advocates letter on delaying compliance with the general loan definition under the CFPB’s Qualified Mortgage rule More >

input Fort Wayne: Will Electric Works be an ‘inclusive’ development in Fort Wayne?

input Fort Wayne, March 17, 2021, Will Electric Works be an ‘inclusive’ development in Fort Wayne? In recent years, Fort Wayne has seen considerable growth and development in the form of public and private projects—from the Parkview Regional Medical Center’s sprawling …

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The Hill: ‘New’ tech lending: Opening financial products to underserved communities

The Hill, March 17, 2021, ‘New’ tech lending: Opening financial products to underserved communities  Like most Americans across the country, the Latino community and communities of color are ready to move on from the economic devastation of the COVID-19 pandemic. …

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